Personal Loan: Personal loan is given to cater client's personal financial needs up to 20 lacs. The loans are for Salaried executives, businesspersons and self-employed individuals which are completely unsecured, no cash securities or any other collateral is required. Currently there’s dedicated team with RMs under sales manager for this sector operating in National Sales team. Sometimes you just need a little help to enjoy your life at the fullest. UCB Personal Loan is there for you when you need that most.
UCB Personal Loan can be availed for: Any legitimate personal financial needs i.e marriage, travel, education, CNG conversion, medical equipment purchase, treatment etc.
UCB Personal Loan Features:
Maximum loan amount of up to BDT 20 Lacs
Convenient loan repayment tenure of up to 5 years
Completely unsecured loan, no cash securities or any other collateral required
Attractive interest rate and fees
No hidden charges
Fast approval process
Loan top up and take over facility
Who are eligible?
Salaried executives, businesspersons and self-employed women
Applicant must have a minimum income of:
Salaried customers: BDT 25,000
Doctors: BDT 35,000
Self-employed customers: BDT 40,000
Businessmen: BDT 45,000
Loan applicant must be at least 21 years of age
Related Fees & Charges: Please refer to Retail Banking Schedule of Charges
Auto Loan: A dedicated team has been created for Auto Loan under National Sales. The team maintains the communication with individual customer as well as the car vendors for prospective clients. Loan amount can be 50% of car value up to 40 lac. If customer requires then a bundle of Auto Loan and Personal Loan is given. Buying your own car is no more a luxury, but a necessity. Drive home this modern day essential with UCB Auto Loan.
UCB Auto Loan can be availed for: Purchasing non-commercial vehicles for personal use only
UCB Auto Loan Features:
Financing for brand new and reconditioned cars of any brand
Maximum loan amount of up to BDT 40 Lacs or 50% of the car value, whichever is lower
Convenient loan repayment tenure of up to 5 years
Attractive interest rate and fees
No hidden charges
Fast approval process
Who are eligible?
Salaried executives, businesspersons and self-employed women
Applicant must have a minimum income of:
Salaried customers: BDT 50,000
Self-employed customers: BDT 60,000
Businessmen: BDT 75,000
Loan applicant must be at least 21 years of age
Related Fees & Charges: Please refer to Retail Banking Schedule of Charges
Home Loan: Home loan is given either for buying a house/flat or for construction of a house, or renovation, extension to your existing house. Maximum loan amount of up to BDT 2.0 crore and flexible repayment tenure of up to 25 years. Home loan can be done by any of the team members under national sales. UCB Home Loan helps you to buy or build your dream home with an easy financing solution, featuring competitive interest rates and a host of benefits.
UCB Home Loan can be availed for:
Purchasing a new or used apartment, ready home
Construction of an apartment or home
Renovation of an existing apartment or home
Existing home loan pay off / loan takeover
UCB Home Loan Features:
Maximum loan amount of up to BDT 2.00 crores
Flexible repayment tenure of up to 25 years
Attractive variable interest rate and fees
No hidden charges
Fast approval process
Loan disbursement during the construction stage
Disbursement against tripartite agreement and registered mortgage
Loan top up and takeover facility
Loan facility for Non Resident Bangladeshis (NRB)
Who are eligible?
Salaried executives, businesspersons and self-employed individuals with minimum 3 years of experience
Applicant or applicants must have a minimum aggregate income of:
Salaried customers: BDT 40,000
Self-employed professionals: BDT 60,000
Businessmen, Landlords & Non Resident Bangladeshis (NRB): BDT 60,000
Loan applicant must be at least 25 years of age
Related Fees & Charges: Please refer to Retail Banking Schedule of Charges
