UCB AYMA

AYMA DPS

UCB Ayma DPS Plus:

Eligibility:

Must be a female of Bangladesh
18 years & above

Instalment Amount:

Tenure	Minimum Instalment Size	Maturity Value
5 Year	BDT 1000	76,267.97
7 Year	BDT 1000	118,941.95
10 Year	BDT 1000	201,608.43

Key Features:

Instalment shall be deposited on the DPS account opening date of each month
Free auto instalment transfer from link account. No need to stand in Branch queue
7 days grace period for instalment payment after due date without penal charge
Missed instalment(s) within the stipulated time will incur penal charge as per product interest rate on the overdue amount
Fulfil urgent financial requirements without encashing the DPS by availing credit facility up to 90% of the deposit

Note:

Credit facility/Loan can be availed after 1year completion of the scheme subject to proper & timely payment of the prescribed monthly instalments
Income tax on interest & Excise Duty will be as per prevailing regulatory guidelines
A current/ savings account in UCB is mandatory for opening DPS account
Conditions applied

UCB Ayma Super Flex DPS:

Make your small Savings BIG in Super Flex way!
UCB brings greater convenience & superior flexibility in building up your future savings through regular monthly deposit. A great way to grow your hard earned money at competitive rate.

Key Features:

Flexible tenor of 1/2/3/5/10 years
Convenient Monthly Instalment:
- For 1 & 2 years DPS – minimum BDT 5000 to maximum BDT 1 lac (multiple of BDT 1000)
- For 3/5/10 years DPS - Any amount from BDT 1000 to maximum BDT 1 lac (multiple of BDT 1000)
Monthly compounding interest calculation, which will lead to attractive Effective Rate & Maturity Value
7 days grace period for instalment payment after due date without penal charge
Missed instalment(s) within the stipulated time will incur penal charge as per product interest rate on the overdue amount
Free auto instalment transfer from link account. No need to stand in Branch queue
Fulfil urgent financial requirements without encashing the DPS by availing credit facility up to 90% of the deposit
24/7 instant instalment deposit to link account through UCB CRM
SMS & e-mail alert for instalment payment

Instalment Amount:

Tenure	Minimum Instalment Size	Maturity Value
1 Year	BDT 5000	63,265.11
2 Year	BDT 5000	132,981.79
3 Year	BDT 1000	42,129.99
5 Year	BDT 1000	78,616.69
10 Year	BDT 1000	209,578.69

Note:

Credit facility/Loan can be availed after 1year completion of the scheme subject to proper & timely payment of the prescribed monthly instalments
Income tax on interest & Excise Duty will be as per prevailing regulatory guidelines
A current/ savings account in UCB is mandatory for opening DPS account
Conditions applied

UCB Ayma Multi-Millionaire:

Dream Big!! Be a Millionaire!!!

Eligibility:

Must be a female of Bangladesh
18 years & above

Tenure:

5-10 years for 1 Million
7-12 years for 5 million
10-15 years for 10 million

Instalment Amount:
Multi-Millionaire Scheme:

1 Million		5 Million		10 Million
Year	Monthly Instalment	Year	Monthly Instalment	Year	Monthly Instalment
5	12868	7	41291	10	48947
6	10169	8	34207	11	42033
7	8259	9	28766	12	36369
8	6842	10	24474	13	31665
9	5754	11	21017	14	27713
10	4895	12	18185	15	24361

Key Features:

Instalment shall be deposited on the DPS account opening date of each month
Free auto instalment transfer from link account. No need to stand in Branch queue
7 days grace period for instalment payment after due date without penal charge
Missed instalment(s) within the stipulated time will incur penal charge as per product interest rate on the overdue amount
Fulfil urgent financial requirements without encashing the DPS by availing credit facility up to 90% of the deposit

Note:

Credit facility/Loan can be availed after 1year completion of the scheme subject to proper & timely payment of the prescribed monthly instalments
Income tax on interest & Excise Duty will be as per prevailing regulatory guidelines
A current/ savings account in UCB is mandatory for opening DPS account
Conditions applied

Retail Banking

Cards

UCB Lounge

NRB Banking

SME & Agri Banking

Corporate Banking

Agent Banking

UCB Taqwa

উপায়

Merchant

UCB AYMA

AYMA DPS

UCB Ayma DPS Plus:

Note:

UCB Ayma Super Flex DPS:

Note:

UCB Ayma Multi-Millionaire:

Dream Big!! Be a Millionaire!!!

Note: