You can use the same card in Bangladesh and Worldwide. You need not have to carry separate cards in your wallet. The international usage on Credit Card is allowed against Annual Travel Quota entitlement as per the prevailing Foreign Exchange Regulations, which is US $ 12,000 for each calendar year.
Get instant recognition in thousands of stores nationwide and over 30 million commercial establishments worldwide wherever the MasterCard and Visa symbols are displayed. This number is increasing every day to cater to the growing needs.
Share the benefits of your card to those closest to you. Apply for a supplementary card and receive simplified billing with a single monthly payment for all cards on the same account. Each supplementary card issued under your account allows you to track your cash flow, manage expenses and plan budgets. You can also share the privileges and benefits offered with the UCB Credit Card with your family.
Stop worrying and start living your life! UCB Credit Card Cash Advance offers instant cash anywhere, anytime. It’s so simple and convenient! Each time you need instant cash, UCB card gives it to you. Withdraw as much as 50% of your credit limit from all UCB ATMs or from any ATM with the Visa/MasterCard logo.
Enjoy interest-free credit for up to 45 days with the UCB Credit Card. Your statement is generated once a month and you can take up to 15 days from the issue date of the statement to repay the outstanding balance without incurring charges. Applicable only if there is no outstanding in the card account i.e., previous bill has been settled in full by the payment due date. Not applicable to cash transactions.
Benefit from the option to pay as little as 5% of the statement outstanding balance, subject to BDT 500 minimum payment each month.
You can make any payment to any person or educational institutions or any other merchant establishment by 'Card Cheque’ with your UCB Credit Card. Be it school fees or higher educational expenses, simply issue a cheque from your Credit card account. You will get maximum 45 days interest free period.
The smarter way to pay.
You don’t have to wait to spend on the things you love with UCB’s EIP UBuy@ Zero. Take charge of your finances with our 0% interest instalment plan which offers you a choice of tenors up to 24 months with no additional charges. Add value to your shopping experience with your UCB Credit Card and make your shopping a lot more convenient and rewarding. Now you have the option to buy a wide range of products and services from electronics to travel and more on your UCB Credit Card and pay in EMIs with 0% Interest at your convenience.
The plan allows you to have more disposable cash in your accounts, earning interest for you. Simply ask for UCB Card’s 0% Equal Instalment Plan at our participating merchants’ outlets before charging the transactions to your UCB Visa or MasterCard credit card.
Please visit Equal Instalment plan @0% Section to know more.
Take the stress out of waiting at Airport and relax at our exclusive Imperial Lounge at Hazrat Shahjalal International Airport. To access the lounge, all you have to do is present your credit card to the lounge staff. With professional staff and unmatched benefits and services, our lounge provides maximum comfort that ensures, you have pleasant and relaxing trip before your departure. The offer is applicable for all UCB Gold, Platinum, Signature, and World credit cardholders.
Complimentary Priority Pass membership for VISA cardholders and Lounge Key for mastercard cardholders to access (may subject to charge) to over 1400+ Priority Pass/ airport lounges worldwide (for Platinum, Signature, and World credit cardholders).
Tickle your taste buds with our spread of delightful dining deals you can enjoy all year round. Enjoy the good things in life with buy-one-get-one-free offers and discounts of up to 50% across dining, travel and entertainment. These offers will not only satisfy your cravings, but will also put a smile on your face when the time comes to pay your bill.
Enjoy peace of mind when you shop online with 3D Secured service facilitated from VISA and MasterCard that lets you transact online safely using your Credit Card. Verified by Visa (VBV) &MasterCard® SecureCode™ are easy to use, secured online payment service from Visa, MasterCard that allows you to securely shop online with your UCB Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet. You can authenticate using a One-time password (OTP) for completing the online transaction on UCB Credit Card. The OTP option is an easy and secure online payment service from UCB that enhances the security during your online purchase.
Get quick text confirmation on your card transaction every time you make it. Avoid surprises and unauthorized use of your credit card. With SMS Alerts, have full control on what you spend on, when you spend it. The following SMS Alerts you will be receiving
Instant SMS alerts when there are any transactions on your UCB credit cards.
SMS payment reminders 3 days before your Credit Card payments are due.
SMS about your Current Statement balance and minimum due
Isn't it comforting to know that if you lose your card, you will have nothing to worry about? You are covered for all fraudulent charges made on your credit card after it has been reported lost to UCB. So make sure you report the loss immediately upon discovery. Please, also note that all transactions conducted on the lost Card before it is reported as lost will be the customer's liability.
Help save trees and keep the world greener by choosing to opt for e-statements. You can help to protect the environment by reducing the use of precious natural resources.
Switch now to UCB e-Statement, an electronic version of your bank statement. Have your statements sent to your personal email address Not only it is timely and secure, you can also view, print or save your bank statement online anytime, anywhere. You will no longer receive hardcopy statements once registered for e-statements.
E-statements are a safer, faster and greener alternative to paper statements. E-statements are also:
Exactly like paper statements that you receive
Accessible securely and easily via your e-mail
Able to be downloaded and saved to your computer
As legally binding as paper statements
Acceptable for all tax and legal proceedings
Available as soon as they are posted to – you don't have to wait
An environmentally-friendly alternative because it takes less energy and natural resources than paper statements to produce and deliver to you.
UCB has flexible bill payment option. Customer has the option to pay as little as 5% of the statement outstanding balance, subject to BDT 500 minimum payment each month. There are multiple channels through which Customer can pay his Credit Card Bill. The options have been given below:
Cash Payment through teller
Payment through In-house Cheque
Payment through In-house fund transfer
Payment through fund transfer using ATM
Payment through Unet internet banking
Payment through BEFTN from other bank
Payment thorough other bank cheque
Payment from Bkash and Nagad (Only Local Part. BDT 30 charge applicable)
Payment from Upay
Auto debit payment from UCB account
Auto debit payment from other Bank Account through BEFTN
You don’t have to go through the hassle of manually paying your bills every month. Let us help you! If you are an existing UCB account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
Debit Total Amount Due
Debit predetermined percentage of your monthly credit card outstanding
The account you nominate must be either your sole account or a joint account with 'any' or 'either' signing mandate. In case your account is not sufficiently funded, the Auto Debit Instruction will be declined.
Our Help Desk is accessible in 24 hours a day, 7 days a week, 365 days a year, from anywhere in the world, which is designed to provide you one stop solution for your Credit Card needs. We will do our best to serve you and allow you to enjoy the benefits of your UCB Credit Card to the fullest. For any enquiry on your UCB Credit Card, simply call at the following numbers.
24 Hours Call Center:
16419( from within Bangladesh), +88 09611016419( Overseas Only)
