Eligibility:
- Must be a citizen of Bangladesh
Tenure:
- 5-10 years for 1 Million
- 7-12 years for 5 million
- 10-15 years for 10 million
Instalment Amount:
Multi-Millionaire Scheme:
| 1 Million |
Regular Customer |
Senior Citizen |
| Year |
Monthly Instalment |
Monthly Instalment |
| 5 Years |
12,949 |
12,868 |
| 6 Years |
10,246 |
10,169 |
| 7 Years |
8,333 |
8,259 |
| 8 Years |
6,913 |
6,842 |
| 9 Years |
5,822 |
5,754 |
| 10 Years |
4,961 |
4,895 |
| 5 Million |
Regular Customer |
Senior Citizen |
| Year |
Monthly Instalment |
Monthly Instalment |
| 7 Years |
41,663 |
41,291 |
| 8 Years |
34,563 |
34,207 |
| 9 Years |
29,107 |
28,766 |
| 10 Years |
24,801 |
24,474 |
| 11 Years |
21,330 |
21,017 |
| 12 Years |
18,484 |
18,185 |
| 10 Million |
Regular Customer |
Senior Citizen |
| Year |
Monthly Instalment |
Monthly Instalment |
| 10 Years |
48,947 |
48,947 |
| 11 Years |
42,033 |
42,033 |
| 12 Years |
36,369 |
36,369 |
| 13 Years |
31,665 |
31,665 |
| 14 Years |
27,713 |
27,713 |
| 15 Years |
24,361 |
24,361 |
Key Features:
- Instalment shall be deposited on the DPS account opening date of each month
- Free auto instalment transfer from the link account. No need to stand in a Branch queue
- 7-days grace period for instalment payment after the due date without penal charge
- Missed instalment(s) within the stipulated time will incur penal charge as per product interest rate on the overdue amount
- Fulfill urgent financial requirements without encashing the DPS by availing credit facility up to 90% of the deposit
Note:
- Credit facility/Loan can be availed after 1-year completion of the scheme subject to proper & timely payment of the prescribed monthly instalments
- Income tax on interest & Excise Duty will be as per prevailing regulatory guidelines
- A current/savings account in UCB is mandatory for opening a DPS account
- Conditions applied
