Doctors Loan

Purpose:
Small scale purchase of different medical equipmentā€™s, machineries, tools or other relevant items to support professional needs (e.g. run or set up a Clinic/Hospital/Dispensary)

Customer Segment:
Any Bangladeshi Citizen who is a graduate in Medical Science/Dentist/Eye/Allopathic as self-employed or salaried people has the means and capability to repay the loan.

Minimum Income: TK .10, 000/- for salaried doctor and Tk. 25,000 for practitioners.

Minimum Service/length of business:

  • For salaried individual, must be confirmed employees of an established organization.
  • For self-employed individual, a professional experience of minimum 2 years.

Loan Size:

  • Tk. 5,00,000/- for General Practitioner
  • Tk. 10,00,000/- for specialist doctors i.e. holding post-graduation degree

Age Limit:

  • Minimum age 25 years
  • Maximum age 65 years at the time of loan maturity.

Maximum Term of Loan: 05 Years

Service charges: 1 % of loan amount +VAT as per Govt. regulations

Service charges: 1% on loan amount + VAT applicable as per Govt.regulation

Early settlement/Partial Payment: Allowed anytime without any charges